Social Security disability is a benefit available to people who are no longer able to work. However, many people only think about this with regard to physical conditions. In fact, Social Security disability claims can be filed if a person is diagnosed with mental illness. These cases aren’t always as straightforward, though, due to the nature of these conditions. Here’s what you need to know if you’re considering filing for Social Security disability due to mental illness.
First, the symptoms of mental illness aren’t as clear-cut as those of a physical illness or injury. Signs of conditions like depression or bipolar disorder aren’t always the same from one day to the next. That means it’s more difficult for a claims examiner to determine the extent of your condition. Furthermore, the examiners may not be as aware of mental illnesses as they are of physical conditions. They may not fully understand how difficult it is for you to work.
Unfortunately, there are also some disability claims examiners who don’t evaluate these cases objectively. They may think an individual is making up the condition so they can qualify for benefits. This is complicated by the fact that many mental illnesses can’t be proven through tests or other evaluations.
So what should you do if you’re dealing with mental illness and are no longer able to work? First, make sure you’re talking with a doctor and have a treatment plan in place. Then contact a Social Security disability attorney to find out if you have a valid case. If you qualify, the attorneys at Jordan Law Firm will do everything they can to get you the benefits you deserve. Call our Rock Hill or Columbia, SC offices today to schedule a consultation.
Documents pertaining to a defined benefit pension plan.
Social Security disability benefits are an important safety net for people who have physical or other types of impairments that prevent them from working. But what happens if you’re receiving these payments and you’re nearing retirement age? Or what if you’re nearing the end of your working years and you need to file for disability? These questions are best answered by a Social Security disability attorney. The Rock Hill and Columbia law offices of Jordan Law Firm are here to help.
Regardless of how long you’ve been receiving this type of disability payment, those benefits will convert to retirement when you reach your full retirement age. Most importantly, the amount you receive will not change.
It’s critical to note that there are lots of factors that come into play when discussing Social Security disability benefits, such as spousal benefits. It can get complicated if you don’t have an expert in the field to assist you. That’s where Social Security disability lawyers can be of great help. The Jordan Law Firm will work with you from the very beginning. We’ll help you file a claim and will represent you if you’re wrongfully denied the benefits you deserve. If you’re looking for a Social Security disability attorney in Columbia or Rock Hill, we’re the team to call.
If you’re receiving Social Security disability payments, you may wonder how your spouse is (or will be) affected. Here’s a brief overview of how this works.
First of all, your husband or wife can start receiving spousal benefits once they turn 62. At that age, they can collect an amount equal to half of what you draw. At the time of your death, any spousal benefits are converted to survivor benefits. There may be implications when this happens, so be sure to consult your financial advisor or attorney for more information.
Spousal benefits are just one of the many aspects of the Social Security disability program. There’s a lot to understand, and it can be overwhelming—especially when you may still be coming to terms with your need to file. That’s why it’s always a plus to work with an experienced Social Security disability attorney.
Social Security disability lawyers know how to navigate the sometimes cumbersome process of filing for these benefits. They know exactly what to do and can advise you on filing, appealing, and all other steps along the way. Get all of your questions answered by the team at Jordan Law Firm. Call our offices in Rock Hill and Columbia, SC to schedule a consultation.
Close up of social security application with calculator and pen
“Can I work if I’m receiving Social Security disability benefits?” It’s one of the most common questions we’re asked by our clients. Some people assume that if you qualify for Social Security Disability Insurance, you can’t work at all. However, this isn’t always the case.
The Social Security Administration sets limits for how much you can earn each month while collecting disability benefits. These amounts change from year to year. There is also a trial work period of nine months where you can test your ability to work.
Of course, there are many stipulations that you must be aware of. That’s why it’s important to work with a Social Security disability attorney who can help you work through the red tape and get the benefits you should. Your lawyer can also help if your benefits are reduced or denied. This may happen because the Social Security Administration believes you’re working—and earning—too much.
At Jordan Law Firm, we know that if you’re having to file for Social Security disability in the first place, you’ve experienced a life-changing injury or illness. Our Social Security disability lawyers in Columbia and Rock Hill, SC are sensitive to your situation. We provide compassionate representation as we get you the compensation you’re entitled to under the law. Call our lawyers in Rock Hill, SC or Columbia, SC today to schedule your consultation.
Today marks the 60th anniversary of Social Security Disability Insurance. On August 1, 1956, President Dwight D. Eisenhower signed a bill into law that amended the original Social Security Act. These amendments included the creation of Social Security Disability benefits for those who were unable to work. Today, millions of workers are insured in case they become disabled. These services are paid for, in part, by the FICA taxes that are taken out of your paycheck.
There are many valuable benefits you can qualify for if you should become disabled. Here are five of the most important:
- Monthly pay: Every month, you’ll receive income from Social Security. This can be a real life-saver for people who are no longer able to work due to their disabilities.
- Health insurance: Medicare isn’t just for people who are old enough to retire. You can also receive health insurance through Medicare if you qualify for Social Security Disability Insurance.
- Dependent benefits: If you have dependents living in your home who are under age 18, you could receive funds each month in addition to your regular income. The additional amount varies, but is usually about half the monthly benefit.
- Retirement “freeze”: Typically, if you aren’t in the workforce, your retirement benefits through Social Security will decrease. If you’re approved for disability insurance, your years out of the workforce won’t be counted against you.
- Incentives for returning to work: If your health improves and you’re able to go back to work, Social Security will help you get there. Your disability benefits include a number of free services to transition you back into the workforce.
As you can see, there are many ways Social Security Disability Insurance can help you if you’re unable to work. However, the application process can be complicated. Contact Jordan Law Firm if you need assistance with filing your Social Security disability benefits or if your claim has been denied.